FIRST TIME BUYER
At 101 Finance we understand that buying your first home can be a little stressful, we are here to guide you through the process, to make this transition as straightforward as possible. We provide necessary advice and carry out the process for you, leaving with the time to concentrate on what matters.
CHECK YOUR ELIGIABILITY
Find suitable deals by contacting us today.
(The soft credit search will not affect your credit score).
GET EXPERT ADVICE
Speak to a professional, qualified broker with no commitment before you apply.
We will ask you for a few documents to give you a decision with as quick as 24-hour response.
EXPERT BROKER MANAGING YOUR MORTGAGE
We will find you the right deal and handle your application.
You have questions? Contact us today, we’re here to help. Just submit your details and we’ll be in touch shortly.
At 101 finance we have over 25 years of experience in property finance, our experts are exceptionally well trained to handle majority of issue that might occur during the course of finding the right finance. We will provide you with a dedicated mortgage advice team who will be with you throughout the process. They will calculate exactly how much you can borrow, how much everything will cost, and walk you through the entire purchasing process to find the right outcome.
For a residential deal, most lenders will expect you to have 5% or 10% of the property value, as a minimum. For a buy to rent, Lenders will expect 20% deposit or equity in the property.
There are facilities in place of individuals that are struggling to build up their deposit such as help to buy and rent to buy.
Lived in a council house for a minimum of 3 years? Did you know that you can purchase your home without a deposit? Contact us now for more information and guide on what to do next.