101 Finance is an independent finance brokerage which holds the sole purpose of offering business’ and consumers tailored and efficient finance solutions.  Our team prospers on providing a personal service creating the ability to establish long-standing and trusted partnerships.  We take the time to understand your finance requirements enabling us to source bespoke funding solutions from a wide range of lenders to help your business create and achieve it’s own success.


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Here at 101 Finance we source funding for all businesses whether you are a start up or already established, from one off purchases to several active credit lines. We pride ourselves on thinking outside the box and challenging automated responses. Our Ethos is to provide honest and fair advice.

Our experienced team of experts ensure our customer’s needs are treated with the upmost attention to detail, we pride ourselves on being able to offer a personal and bespoke partnership.


At 101 Finance we understand that everyone faces different challenge, which is why we have a variety of bridging loans available to suit your individual requirement. Throughout the years we have built long lasting relationships with various panels of lenders, which has allowed us to be able to obtain some of the best bespoke bridging loans on the market. Every single one of our deals are tailored specifically to each client as every single client of ours will have various financial circumstances. We provide bridging finances between £25,000 to £1 million over a long and short period of time.

101 Finance provides excellent service with expert support allowing you to make a clear decision with the most appropriate solution to your dilemma. Through the pressure of aggressive property market, we offer a piece of mind with fast application and funding process, driving high level of commitment and dedication ensuring consistent support.


101 Finance aims to make the application process as easy as possible for you, giving you the flexibility and time to carry on with your daily tasks. Our specialists put all their knowledge into every case to make the process as efficient and stress free as possible. 101 Finance has created a guide that allows you to see the process that will be followed in 5 steps different steps, allowing you to understand what is expected from you.

Slide Step 1: Enquiry STEP 2 > Send your enquiry to our deal team any of the following:
Application form
Phone number

We will:
Our underwriters will assess your case.
If the enquiry is approved, we will email you a Letter of Offer and an application form.
Slide < BACK Step 2: Application STEP 3 > Required from you:
Email the completed and signed application form to hello@101finance.co.uk
Your allocated Case Manager will contact you to obtain payment for the valuation fee.

We will:
Once received we will review the application and carry out due diligence checks.
If the application is approved, we will instruct valuers and solicitors from our approved panel.
Your Case Manager will send you an email confirming approval of your application and a list of additional information we may require.
Slide < BACK Step 3: Valuation STEP 4 > We will:
Once the valuer receives instruction, they will contact you to arrange access to the property
On receipt of the valuation report our underwriters will conduct a full case assessment

We will:
Our underwriters will assess your case.
If the enquiry is approved, we will email you a Letter of Offer and an application form.
Slide < BACK Step 4: Legal STEP 5 > Before any legal work begins, our solicitors will need an undertaking from your solicitor.

The fee will be variable, depending on your case and will be additional to any charges made by any other solicitor working on your behalf.

Once all legal requisitions are satisfied, we are able to start arranging completion of your loan.
Slide < BACK Step 5: Completion WANT MORE INFO? START OVER Prior to completion, we will call you to confirm the loan details and make post-settlement servicing arrangements.

After our final underwriting checks have been made, your funds will be sent to our solicitors.

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