At 101 Finance we understand that buying your first home can be a little stressful, we are here to guide you through the process, to make this transition as straightforward as possible. We provide necessary advice and carry out the process for you, leaving you with time to concentrate on what matters.
Find suitable deals by contacting us today.
(The soft credit search will not affect your credit score).
Speak to a professional, qualified broker with no commitment before you apply.
We will ask you for a few documents to give you a decision with as quick as 24-hour response.
We will find you the right deal and handle your application.
CONTACT US
You have questions? Contact us today, we’re here to help. Just submit your details and we’ll be in touch shortly.
OUR SERVICE
At 101 finance we have over 25 years of experience in property finance, our experts are exceptionally well trained to handle majority of issue that might occur during the course of finding the right finance. We will provide you with a dedicated mortgage advice team who will be with you throughout the process. They will calculate exactly how much you can borrow, how much everything will cost, and walk you through the entire purchasing process to find the right outcome.
DEPOSIT
For a residential deal, most lenders will expect you to have 5% or 10% of the property value, as a minimum. For a buy to rent, Lenders will expect 20% deposit or equity in the property.
There are facilities in place of individuals that are struggling to build up their deposit such as help to buy and rent to buy.
Lived in a council house for a minimum of 3 years? Did you know that you can purchase your home without a deposit? Contact us now for more information and guide on what to do next.
APPLY NOW
If you are looking for a mortgage to finance your next move, you are likely to have some different requirements from your first purchase.
Looking for a new deal or want to borrow money against your home - we can help you find the best mortgage for you.
Investing in your first property or expanding your portfolio, we can find the right mortgage to meet your needs.